Terms & Conditions

Last Modified: October 21, 2026

PLEASE READ THIS AGREEMENT CAREFULLY. IT CONTAINS A WAIVER OF YOUR RIGHT TO A JURY TRIAL AND A ONE-YEAR LIMITATION ON THE TIME TO BRING CLAIMS. PLEASE READ THE SECTION ENTITLED “WAIVER OF JURY TRIAL; LIMITATION ON CLAIMS” CAREFULLY.

Pvcapitalpartners.com (the “Site”) is owned and operated by Pine Valley Capital Partners, LLC (collectively, with its subsidiaries and affiliates, “the firm,” “Pine Valley,” “us,” “our” or “we”). Pine Valley is a private credit firm that manages investment funds that provide financing to borrowers. The Site and its contents (except to the extent explicitly provided by third parties) are brought to you by, and are the property of the firm.

Please read the following information carefully before using the Site. By using the Site, you agree that you have read and accepted these terms and conditions (this “Agreement”) and the restrictions governing the use of the Site. This Agreement is a binding agreement and governs your access and use of the Site, including any information, data, tools, products, services and other material available on or through the Site (collectively, the “Materials”). Our Privacy Policy, available at pvcapitalpartners.com/privacy, is incorporated into this Agreement by reference and describes how we collect, use and disclose personal information through the Site. If you do not agree to this Agreement or the Privacy Policy, do not use the Site.

The Site is intended for users who are at least 18 years of age, and by using the Site you represent that you are of legal age to form a binding contract.

Please see the Contact page for further information about how to contact us.

Materials

ALL MATERIALS ARE PROVIDED “AS IS,” MAY NOT BE RELIED UPON FOR ANY PURPOSE, AND ARE NOT SUBJECT TO EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. In particular, except to the extent that Materials provided through a password protected area on this Site are subject to different rules, we make no representations or warranties with regard to the Materials’ accuracy, completeness, non-infringement or fitness for a particular purpose. You should be aware that a significant portion of the Materials include or consist of information that has been provided by third parties and has not been validated or verified by us. In connection with our investment activities, we often become subject to a variety of confidentiality obligations to funds, investors, borrowers and other third parties. Any statements we make may be affected by those confidentiality obligations, with the result that we may be prohibited from making full disclosures. Without limitation on the effect of other warnings and disclaimers set forth in this Agreement, you should interpret any statements we make (on this Site or otherwise) in that context. Please ensure that your own computer security is comprehensive and up to date. We accept no responsibility for viruses, malware or other malicious or damaging software contained in the Materials or otherwise.

No Offer, Solicitation, or Advice

Except to the extent expressly set forth in Materials provided through a password protected area on this Site, or as otherwise specified by a Pine Valley entity in writing, nothing on this Site is intended to constitute (i) an offer, or solicitation of an offer, to purchase or sell any security, other asset or service, (ii) investment, legal, business or tax advice or an offer to provide such advice, or (iii) a basis for making any investment decision. The Materials are provided for informational purposes and have been prepared by the firm for informational purposes to acquaint existing and prospective borrowers, including law firms and other holders of legal assets, with its recent and historical investment activities. The Materials are not directed towards, and do not constitute an offer to, any existing or prospective investor in any Pine Valley fund. The Materials are provided in summary form and do not purport to be complete. Please note that any investments, transactions or borrowers referenced in the Materials are illustrative and do not reflect the performance of any Pine Valley fund as a whole. The Materials do not include a complete list of all firm investments or borrowers. Past performance is not indicative of future results and there can be no assurance that any Pine Valley funds will achieve comparable results or that any future investments will be profitable. All forward-looking statements are based upon assumptions that may not prove to be correct. There is no obligation for the firm to update or alter any forward-looking statements, whether as a result of new information, future events, or otherwise. Except as expressly stated by a firm entity in writing, neither this Site nor any of the Materials make any effort to present a comprehensive or balanced description of Pine Valley or its investment activities.

Limited Use

The materials and information included in the Site are provided for information purposes only and are subject to change without notice. None of the information or materials contained on or accessible through this Site, including any information or materials accessible in any password protected areas, should be construed as providing any type of investment or other advice to you, nor should you consider it as a solicitation, recommendation, endorsement or offer to you to buy or sell any financial security or other financial instrument, effect any transactions or conclude any legal act of any kind whatsoever.

The Site does not provide investment advice to any person viewing the contents of the Site, and no information or materials contained in the Site should be construed or relied upon as such. Although the Site may include investment-related information, nothing on the Site is a recommendation that you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy. We do not give any advice or make any representations through the Site as to whether any security or investment is suitable for you or will be profitable. Nothing contained on any part of the Site constitutes investment, legal, accounting, tax or other professional advice, nor is it to be relied upon in making an investment or other decision. Pine Valley will not treat users of the Site as its clients, customers or investors by virtue of their accessing the Site.

Pine Valley grants you a limited right to use the Site. Your right to use the Site is subject to your agreement to abide by this Agreement in its entirety, as well as any other rules, procedures, policies, terms or conditions that govern all or any portion of the Site. At any time and for any reason we may revoke your right to use all or any portion of the Site. You may not violate or attempt to violate the security of the Site. Without limiting the foregoing, you agree not to: (i) use the Site in violation of any applicable law or regulation; (ii) use any robot, spider, scraper or other automated means to access, monitor or copy the Site or the Materials; (iii) introduce any viruses or other malicious or technologically harmful material; (iv) attempt to gain unauthorized access to the Site, any password protected area of the Site, or any server or system connected to the Site; (v) impersonate any person or entity or misrepresent your affiliation with any person or entity; or (vi) use the Site to transmit any unsolicited advertising or promotional material.

Portal; Accounts

Certain areas of the Site, including the login portal (the “Portal”), are password protected and available only to investors in investment funds managed or advised by Pine Valley, and their authorized representatives, who have been issued login credentials by Pine Valley (each, an “Account”). You agree to provide accurate, current and complete information in connection with your Account and to keep it up to date. You are responsible for maintaining the confidentiality of your login credentials and activation codes and for all activity that occurs under your Account, including activity by any representative you authorize, and you may not share your login credentials with, or permit access to your Account by, any person you have not authorized in accordance with the applicable fund’s requirements. You agree to notify us immediately at hello@pvcapitalpartners.com of any unauthorized access to or use of your Account. Materials made available through the Portal are confidential, are provided solely for your use in connection with your investment in the applicable fund, and are subject to the confidentiality provisions of the applicable fund’s governing documents. In the event of any conflict between this Agreement and the governing documents, subscription documents or any side letter of the applicable fund, such documents will control. We may suspend or terminate your Account or access to the Portal at any time, with or without notice. Information collected in connection with your Account is handled in accordance with our Privacy Policy.

Accuracy of Information

Pine Valley does not warrant the accuracy of the information provided herein, or on any site accessed from this Site through a hypertext link, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. The firm shall not be responsible for any loss or damage that results from interception by third parties of any information made available to you via this Site. Although the information provided to you on this Site is obtained or compiled from sources we believe to be reliable, Pine Valley cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. PINE VALLEY ALSO MAKES NO GUARANTEE AS TO THE ACCURACY, VALIDITY, TIMELINESS, OR COMPLETENESS OF ANY INFORMATION ON ANY SITE TO WHICH YOU GAIN ACCESS THROUGH A HYPERTEXT OR OTHER LINK FROM THIS SITE.

Pine Valley makes no representation, undertaking or warranty that the information contained in the Site is accurate, reliable or complete. Dated content available on the Site speaks only as of the date indicated.

Third Party References; External Sites

The Site may contain references to third parties or links to other sites or addresses. These links are provided for your convenience only. When you access certain links in this website you may leave the Site. If you access any third-party web site through the Site or otherwise, you do so at your own risk and subject to the terms and conditions and privacy policies of such website. External sites are not part of this Site and do not belong to us. We do not endorse or accept any responsibility for the content of such external websites, nor the products or services on them. Any external websites are independent from us, and we have no control over or responsibility for the information provided, the accuracy of such information, or activities undertaken on such sites. We do not control any such third parties, nor do they control us, and we assume no liability or responsibility with respect to any such third party. Third-party articles and other content linked from the Site reflect the views of their authors and publishers and not necessarily those of Pine Valley. See also “Third-Party Links” section of our Privacy Policy.

Prohibited Visitors

Access to this Site and any information on the Site is not directed at any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) it is prohibited to access the Site or direct such information for any reason. If you are a person in a jurisdiction in which such prohibitions apply you must not access this Site.

Warranties and Limitations of Liability

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” AND YOUR ACCESS AND USE OF IT IS AT YOUR OWN RISK.

To the extent permitted by law and unless otherwise specifically set out in this Agreement, we make no warranties, representations or undertakings in respect thereof and all warranties, representations, undertakings, or other terms of any kind, whether express or implied by statute, custom or usage (including without limitation, warranties as to satisfactory quality, fitness for purpose or skill and care) relating to the Site and the information contained in or omitted from the Site are excluded.

Pine Valley is not responsible for any errors or omissions or for the results obtained from the use of any information on this Site or for any technical problems you may experience with the Site.

To the fullest extent permitted by law, Pine Valley (and its affiliates, agents or licensors) shall not be liable, whether in contract, tort, negligence, misrepresentation or otherwise, for any direct or indirect loss or damage caused, directly or indirectly, by your use of the Site or the information contained on the Site or provided to you pursuant to your use of the Site.

In no circumstance shall the firm (or any of its affiliates, agents or licensors) be liable for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation, loss of profit, business opportunity, loss of goodwill, anticipated savings or data) arising from: (i) your inability to use the Site at any time or any error in the provision of the Site; (ii) unauthorized access to or alteration of the Site, your Account or any information or data transmitted in relation to the Site; (iii) any error, fault, computer virus or other computer or data-corrupting or data-damaging material transmitted through the Site; (iv) third party services outside the firm’s reasonable control (including, but not limited to, telephone and browser services and your use of email communications to contact or instruct us, and any delay in our receipt or confirmation of such a communication, any interception of or changes to such a communication and any reasonable delay in acting on such a communication), whether such services are used by you to access the Site or otherwise; (v) your use of and/or reliance on other web sites to which you have gained access by means of hyperlinks published on the Site; or (vi) any inaccurate information, material or opinions published on the Site (or accessed via the Site) or your reliance thereon. For the avoidance of doubt this provision shall apply whether or not the relevant loss or damage arises by reason of the firm’s negligence or in contract, tort, misrepresentation or otherwise.

PINE VALLEY’S LIABILITY IS LIMITED EVEN IF IT HAS BEEN ADVISED OF THE POSSIBILITY OF THE DAMAGES THAT YOU SUFFER OR IF ANY REMEDY YOU HAVE FAILS OF ITS ESSENTIAL PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY AND ALL DAMAGES OR INJURY, INCLUDING THOSE CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF OR USE OF ANY ASSET, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE OR UNDER ANY OTHER CAUSE OF ACTION. THE PUBLICLY AVAILABLE PORTIONS OF THE SITE ARE A FREE INFORMATIONAL RESOURCE, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING THE SITE. ANY FEES OR OTHER AMOUNTS PAYABLE IN CONNECTION WITH AN INVESTMENT IN, OR FINANCING FROM, ANY FUND MANAGED BY PINE VALLEY, AND ANY RELATED LIMITATIONS OF LIABILITY, ARE GOVERNED SOLELY BY THE APPLICABLE FUND DOCUMENTS OR OTHER WRITTEN AGREEMENT. NOTHING IN THIS AGREEMENT EXCLUDES OR LIMITS ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

You shall be liable to the firm for any loss, liability or cost that the firm (or any of its affiliates or clients) suffers as a result of your use of the Site or any breach of this Agreement, and in particular any warranties, representations or undertakings made, by you. You agree to indemnify, defend and hold harmless Pine Valley and its affiliates, agents, employees and third party sources from and against any and all suits, losses, claims, demands, liabilities, damages, costs and expenses (including reasonable attorneys’ fees) that arise from or relate to: (a) your use of the Site, including any use of your Account; (b) your breach of this Agreement or any representation, warranty or covenant made by you in this Agreement; (c) your violation of any applicable law, statute, ordinance, regulation or of any third party’s rights; or (d) claims asserted by third parties which, if proven, would place you in breach of representations, warranties, covenants or other provisions contained in this Agreement.

Copyright and Trademark Information

Unless stated otherwise, the information, materials, logos and images contained in this Site are the property of Pine Valley or its affiliates or its licensors, with all rights reserved. “Pine Valley” and/or other firm marks referred to on the Site are trademarks which belong solely to Pine Valley. No visitor may use such trademarks or other devices without the prior written consent of the firm.

Other product and company names reproduced on the Site may be the trademarks (registered or otherwise) of the respective owners, and all rights in the material on any other web sites which you may be able to link to from the Site may be owned by third parties, with all rights reserved by such parties.

You may not publish, broadcast, retransmit, reproduce, repackage, frame, commercially exploit, create any derivative of or otherwise redistribute all or any portion of the Site except as explicitly permitted in this Agreement.

As a visitor to the Site, you may view the Site, and you are welcome to print hard copies of material on it for your personal, non-commercial use. You may not remove any copyright, trademark or other proprietary notice or legend contained on (or printed from) the Site. All other copying or distribution of any part of the Site whether in electronic, hard copy or other format is prohibited. Any copies must not alter the original content and must reproduce our copyright notices.

Endorsements

This website may contain endorsements of the firm made by individuals that are not its affiliates’ founders, officers or employees, as well as references to rankings, awards or other recognitions of the firm or its personnel issued by third parties. Rankings, awards and other recognitions are issued by third parties based on their own criteria, and are not indicative of future performance.

Submissions

If you send any communications or materials to the Site by electronic mail or otherwise, including any comments, data, questions, suggestions or the like, all such communications are, and will be treated as, the firm’s property. Thus, you give up any claim that any use of such material violates any of your rights including moral rights, proprietary or other property rights, publicity rights, rights to credit for material or ideas, or any other right, including the right to approve the way we use such material. We are free to use, without any compensation to you, any concepts, ideas, know-how or techniques contained in any communication that you send to the Site or to us for any purpose whatsoever, including but not limited to developing business plans or investment strategies. We are not obligated to use any such ideas or materials, and you have no rights to compel such use. Notwithstanding the foregoing, any personal information you submit through the Site will be handled in accordance with our Privacy Policy. Please do not submit confidential, privileged or sensitive information through the Site’s contact forms. Submitting a contact form does not create a confidential relationship between you and Pine Valley or obligate Pine Valley to provide any financing.

Changes

Pine Valley reserves the right to make any changes to these terms and conditions at any time, and it is your responsibility to check for any changes to these terms and conditions. You will be bound by revised versions of these terms and conditions that the firm posts on the Site, as indicated by the “Last Modified” date above. Modifications will be effective immediately upon posting unless we indicate otherwise and will apply prospectively only. Your continued use of the Site following the posting of any modifications constitutes your acceptance of such modifications. For material changes, we may also provide notice on the Site or, for Account holders, by email.

Miscellaneous

If a court of law or competent jurisdiction or any regulatory authority finds that any part of these terms and conditions is invalid, unlawful or unenforceable to any extent, such part shall be limited or eliminated to the minimum extent necessary, and the remainder of these terms and conditions shall continue to be valid and enforceable to the fullest extent permitted by United States law. No waiver by Pine Valley of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and any failure by Pine Valley to assert a right under this Agreement shall not constitute a waiver of such right. This Agreement, together with the Privacy Policy and any other policies posted on the Site, constitutes the entire agreement between you and Pine Valley regarding the Site and supersedes all prior understandings regarding the Site; provided that any written agreement between you and Pine Valley shall govern with respect to its subject matter.

These terms and conditions are governed by the laws of the state of Texas and United States law, without giving effect to any choice or conflict of law provision or rule. Any dispute arising out of your use of the Site or arising from or connected with these terms and conditions shall exclusively be brought in the Third Business Court Division of the State of Texas (“Texas Business Court”) (and, if the dispute would be within the Texas Business Court’s supplemental jurisdiction, the parties shall seek any needed consent of a judge of the Texas Business Court to include the dispute), if the dispute meets the jurisdictional requirements of the Texas Business Court; and, if the dispute does not meet such jurisdictional requirements, then the dispute shall be exclusively brought in the state or federal courts located in Travis County, Texas. You hereby submit to the exclusive jurisdiction of such courts.

Waiver of Jury Trial; Limitation on Claims

TO THE FULLEST EXTENT PERMITTED BY LAW, (I) YOU AND PINE VALLEY IRREVOCABLY WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY ACTION ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SITE, AND (II) ANY CAUSE OF ACTION YOU MAY HAVE ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SITE MUST BE COMMENCED WITHIN ONE YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

Contact Us

If you have questions about this Agreement or the Site, please contact us at: Pine Valley Capital Partners LLC, 401 S 1st Street, Suite 750, Austin, Texas 78704; Email: hello@pvcapitalpartners.com.